Three Percent Rule. Texas law states that only 3 percent of a new loan amount can be used consolidating a personal loan specific closing costs. These costs include appraisal fee, broker fee, cost of a survey and title, and underwriting. This rule protects the borrower from being charged excessive fees. However, it can be a drawback on small loans, where standard closing fees must be slashed, causing some lenders to shy away from markets where real estate values are on the low end of the spectrum.
12-Day Rule. On all Texas cash-out refinances, borrowers must wait at least 12 days before the loan can be approved by an underwriter. This allows the borrower time to make sure a refinance will best serve his needs and lenders to make safe loans.
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We ask that you present these items for consolidating a personal loan Your vehicles title Your vehicles registration Your drivers license Vystar cu personal loans most recent pay stub Your social security card Mail to verify your address. These will help verify your identity, source of income, and residence. Relief is just around the corner when you get cash fast. The town with love in the middle, Consolidating a personal loan is a vibrant and growing suburb of Charlotte, North Carolina, and is just a short drive from Gastonia.
The community is proud to call Larne, Northern Ireland, its sister city. With an excellent local school system and short travel time to Carolina Panthers, Charlotte Bobcats, and Charlotte Knights events, Clover is a wonderful southern town for all kinds of families. There is no obligation to use our services by filling out this form or calling us. Its our opportunity to walk you through the loan options to figure out what works best for you.
Payday Loans: (704) 854-8881 Title Loans: (704) 868-2118. Store Hours: Mon-Fri: 9am-6pm Saturday: 9am-2:30pm Sunday: Closed.