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Employment. Lenders like to see stability in a borrower and FHA is no different. FHA requires a two-year work history, preferably with the same company or at the very least the same industry. Citizenship Status. In order obtain an FHA-insured mortgage, you must be a United States citizen and a resident of the area in which you will be signing the mortgage documents.

Reserve Requirements. Reserves are the savings you will be left with citibank india personal loan documents required your down payment and closing costs. One months reserve is equivalent to one months mortgage payment (principal, interest, taxes, insurance and mortgage insurance). Assume a 200,000 mortgage with a rate of 3. 875 (4.

Citibank india personal loan documents required

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Citibank india personal loan documents required