Please Read Carefully. This service is not available in all states. If you request a loan in a particular state where such loans are prohibited, or in a location where WhiteRockLoans. com does not have an available lender, you will not be connected to a lender. In some cases, you may be given the option of obtaining a loan from a tribal lender.

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Title loans are available to those with clear titles, for a maximum amount of 20,000. Borrowers can repay these loans over a six- to 12-month time period. A car title loan is a loan in which the lender evaluates the price of a borrower's car and lends a borrower funds based on that value, according to Investopedia.

If the borrower does not repay the loan, the lender retains ownership of the borrower's car. Payday loans are usually short-term loans that the borrower pays by his next payday, the Consumer Financial Protection Bureau explains.

Typically the borrower gives the lender access to his checking account or writes a check for the full loan amount which the lender cashes when the loan is due.

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Personal loan philippines security bank