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If they win, or if you do not dispute the lawsuit or claim, the court will enter an order or judgment against you. The order or judgment will state the amount of money you owe. The lender or collector can then get a garnishment order against you. Wage garnishment happens when your employer holds back a legally required portion of your wages for your debts.
Bank garnishment occurs when your bank or credit cash advances to business is served with a garnishment order. The bank or credit union then holds an amount for the payday lender or collector as allowed by your state law. Each state will have different procedures, as well as exemptions from garnishment, that apply to both the wage and bank garnishment process. For example, payday advance montgomery al federal law certain benefits or payments are generally exempt from garnishment.
Be aware that some payday lenders have threatened garnishment in order to get borrowers cash advances to business pay, even though they do not have a court order or judgment. If that should occur, you may want to seek legal assistance.
You may also visit one of their branches to apply for a personal loan. Letsatsi Finance And Loan Products. Posted on February 9, 2017 by Observer. Letsatsi Finance and Loan is a South African registered financial services credit provider. They offer South Africans affordable and honest financial products.
They know that different individuals will face different problems and for this reason they offer a variety of products. They offer payday loans, short term loans, long term loans and debt cash advances to business loans. You could be looking for extra cash to pay for medical expenses, school fees or emergency funeral plans.