1,000,000: Chicago, IL (260. 2 milespop. 2,896,016). Single-family new house construction building permits: 1997: 127 buildingsaverage cost: 80,300 1998: 138 buildingsaverage cost: 119,400 1999: 154 buildingsaverage cost: 127,200 2000: 162 buildingsaverage cost: 132,800 2001: 126 buildingsaverage cost: 143,900 2002: 150 buildingsaverage cost: 150,600 2003: 167 buildingsaverage cost: 132,900 2004: 171 buildingsaverage cost: 120,800 2006: 340 buildingsaverage cost: 136,000 2007: 261 buildingsaverage cost: 132,700 2008: 157 buildingsaverage cost: 111,600 2009: 91 buildingsaverage cost: 139,400 2010: 102 buildingsaverage cost: 131,200 2011: 41 buildingsaverage cost: 137,000 2012: 84 buildingsaverage cost: 150,600 2013: 50 buildingsaverage cost: 185,800 2014: 96 buildingsaverage cost: 192,800.
Number of permits per 10,000 residents. Average cost (in 1000s) Latitude: 38. 63 NLongitude: 90. 24 W. Louis nicknames or aliases (official or unofficial): Gateway to the West, Mound City.
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Texas law states that only 3 percent of a new loan amount can be used for specific closing costs. These costs include appraisal fee, broker fee, cost of a survey and title, and underwriting. This rule protects the borrower from being charged excessive fees. However, it can be a drawback on small loans, where standard closing fees must be slashed, causing some lenders to shy away from markets where real estate values are on the low end of the spectrum.
12-Day Rule. On all Texas cash-out refinances, borrowers must wait at least 12 days before the loan can be approved by an underwriter. This allows the borrower time to make sure a refinance will best serve his needs and lenders to make safe loans.
Home Equity Loan Rules. In Texas, second mortgages and home equity lines of credit are treated as cash-out refinances.