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Local churches may make small loans at low rates. Community centers and nonprofit associations in your area may also offer small loans. Ask for forbearance on bills: Some creditors such as utilities and cable television companies dont charge interest on late payments, so find out whether theyll accept delayed payments. Use whatever money you save from not paying those bills to cover emergency needs. If you cant pay consumer debts such as auto loans or mortgages, explore your options with the lender first before turning to toxic high-rate loans.
Borrow from yourself. Request a payroll advance: Ask your employer for a cash advance on your pay, which usually doesnt cost you any fees and which you repay via payroll deduction. Some companies also offer low-cost loans to workers in crises. You also might consider Earnin, an app that offers workers advances that they repay in a lump sum on 7 year personal loan unsecured at no interest.
It does ask for a donation, though, and requires access to your bank account and work time sheets.
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Please check the address or Report an error. Alternatively, Open the searchbox in the top right and search for some keywords. Browse our most popular content: Nedbank has a banking solution to cater for every individual need, be it with credit cards, saving and investing, home loans, or vehicle finance.