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Product Features. Interest Rates Offered. Property Types and Loan Purpose. Eligibility and Requirements. Fees and ChargesPenalties. What are the eligibility requirements to apply for a housing loan. Locked interest on personal loan apply for a Metrobank Housing Loan, applicants must meet the following criteria: At least 21 years old and should not be older than 65 years old Filipino citizen, with fixed income or self-employed If foreigner, must have a permanent resident visa in the Philippines Employed applicants must have at least two (2) years of tenure with current employer Self-employed applicants must be earning at least P30,000 or have the same Gross Monthly Family Income (GMFI) for fixed income earners.
For Overseas Filipino Workers (OFWs): Has active employment, or renewedsigned a contract upon loan application Must be earning at least 1,000 (or P30,000) for self-employed individuals, or locked interest on personal loan the same Gross Monthly Family Income (GMFI) as fixed income earners. Land-based must be a technical or administrative staffofficer If employed for less than 2 years: Must have employment record locally in the last 5 years prior to becoming an OFW, or Employed as an OFW with different employers, or Has a combination of local and overseas employment.
With a title loan, lenders place a lien on a car owners car title in exchange for a loan. Payday loans are shorter term loans in which the lender essentially advances you one paycheck.
Both payday and title loans are meant to be short-term solutions to help consumers get through a short-term financial crisis.
Borrowers should carefully consider their options before taking out a loan and make sure they understand fees and repayment terms associated with these loans before signing any paperwork. Compare Reviews for Top Payday and Title Loan Companies. CashNetUSA is a payday lender.