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The ASA challenged whether the representative APR (RAPR) was sufficiently prominent. Instant Cash Loans Ltd, ta the Money Shop, responded jointly with their advertising agency. They did not consider that the ad suggested that the Money Shop would provide financial advice.
They stated that the primary aim of the ad was to increase customer awareness that short-term loans were available from the Money Shop both in store and online, and the online availability was clearly referenced both visually and verbally.
They said the wording "The Money Shop can point you in the right direction" was used to direct viewers to the choice of two service delivery channels, online or in store, according to their needs.