A creditor (including the payday loan companies) could sue you and get a judgment against you, but probably couldn't collect anything on it, so filing bankruptcy would not be necessary at this time. Good luck. Hello, I filed my bankruptcy in Feb 2015 it was discharged in July 2015 I had 3 payday loans that were included in my bankruptcy but when i called the loan company just to make sure that they were taken care of they said that i still owe a balance filing bankruptcy does not wipe out the debt.
what should i do. Sylvia, payday loan companies are known to lie when trying to collect on an account. If what you said is correct, those payday loans were discharged (eliminated). What should you do. Nothing.
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