Some lenders can fund the loan within a day. Refinancing 5,000 worth of debt from a 10 interest rate to 5 could save you more than 800 in interest if you need to carry the balance for at least four years. If you have good credit, you can do a balance transfer of high-interest credit card debt onto a new card with a 0 introductory interest rate. Make sure you can pay off the balance before the rate balloons at the end of the introductory period.
Refinance your student loans: Borrowers are benefiting from low interest rates and a competitive private student loan refinancing market, and refinancing options are available for people with a range of credit scores. Its worth checking into whether a refinance could save you money - especially when the average borrower through NerdWallets refi platform can save more than 11,000.
Change your cell phone plan: If you value money in your pocket over buying a new fancy phone, look into cell phone providers that offer rock-bottom rates. FreedomPop offers basic voice and data service for free. The catch with these services is you often have to buy a phone outright demand bank loan in cash flow statement bring your own.
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