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You can sell your old phone on sites such as Swappa and Gazelle, but to get cash today, using an ecoATM kiosk is your best bet. Consider selling old MP3 players and tablets, too. Sell unused gift cards: In 2015, an estimated 973 million in gift cards went unused, according to elavon merchant cash advance and advisory firm CEB TowerGroup. Most online gift card exchanges take a few days because you have to mail the card and then wait for a check or direct deposit, but Cardpool kiosks offer instant cash for cards valued at 20 or elavon merchant cash advance. Youll get slightly less there; the company pays up to 85 of the cards value at its kiosks, while it pays up to 92 if you sell through its website.

Pawn something: As a way to borrow money, pawnshop loans are not great. But theyre quick, and if you cant repay the loan, the pawnshop simply keeps the item you used as collateral.

Thats a lot better than ruined credit and calls from debt collectors. You can often sell outright to a pawnshop, too, instead of borrowing against an item.

Elavon merchant cash advance