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It doesnt hurt to run this process by your lender to avoid any hiccups. Hi, we are in the process of purchasing a house and are planning to use a 401K loan for the down payment (FHA loan).
We are planning to take out the maximum cash advance today oceanside allowed and should have some money left from the 401K that we would like to use for the appraisal. My question is if using a 401K loan, does it matter when we transfer the funds into our checking account.
Ive read about funds being seasoned, but so far all the money is still sitting in the 401K. Can we transfer at any time as long as we provide proof that the funds came from the 401K.
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