They might sell it into the secondary market through Freddie Mac andor Payday advance midland mi Mae (the government sponsored enterprises, or GSEs, that buy and sell bundled loans). Youve probably heard about mortgage-backed securities, or MBS. Thats what they are. They are bundled securities that are backed by mortgages, and then sold and resold to investors through Wall Street.

Some Lenders Require Them, Some Dont. Cash reserves or not an industry standard or a GSE requirement. They vary from lender to lender. Some require them while others dont. There are even variations among those that do require them.

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